Here’s what happened in crypto today

Today in crypto, the Dogecoin community celebrates “Dogeday,” CoinFund’s president takes aim at the latest crypto report from the Bank for International Settlements, and Charles Schwab’s CEO eyes April 2026 window for debut of spot Bitcoin trading.Dogecoin holders celebrate “Dogeday” 4/20 as ETF decision draws nearDogecoin holders worldwide celebrate “Dogeday” on April 20, as the memecoin’s community awaits upcoming deadlines for Dogecoin-related exchange-traded fund (ETF) applications.Dogeday marks the unofficial holiday of the Dogecoin  community. It gained traction in the memecoin community four years ago, in 2021, during International Weed Day on April 20.Despite its reputation as a joke token, Dogecoin remains the eighth-largest cryptocurrency by market capitalization, currently valued at $23.3 billion, according to CoinMarketCap.Dogecoin’s tokenomics have often been criticized for issuing 14.4 million worth of new DOGE into circulation per day, giving it a daily inflation rate of over $2.16 million.Dogecoin’s staying power “stems from a blend of community-driven enthusiasm, low entry barriers, and speculative appeal,” according to Anndy Lian, author and intergovernmental blockchain expert.“Crypto is not communism” — Exec slams BIS’ take on cryptoThe Bank for International Settlements’ (BIS) push to isolate crypto markets and its controversial recommendations on DeFi and stablecoins is “dangerous” for the entire financial system, warns the head of a blockchain investment firm.“Many of their recommendations and conclusions — perhaps due to a mix of fear, arrogance, or ignorance — are completely uninformed and, frankly, dangerous,” CoinFund president Christopher Perkins said in an April 19 X post, referring to the BIS’ April 15 report titled “Cryptocurrencies and Decentralized Finance: Functions and Financial Stability Implications.” “Crypto is not communism,” Perkins said, pushing back against the BIS’ call for a “containment” approach to isolate crypto from traditional finance and the broader economy.“It’s the new internet that provides anyone with a connection access to financial services,” Perkins said. “You cannot control it anymore than you control the internet,” he added.Charles Schwab CEO hints spot BTC trading may come in April 2026Charles Schwab CEO Rick Wurster said the financial services company is looking at a potential April 2026 target to rollout spot Bitcoin trading to its clients.According to RIABiz, the CEO said that crypto was attracting traffic to the financial service company's crypto-focused website.70% of that traffic was not Schwab clients and represented potentially new prospects, Wurster said. The Schwab CEO gave a timeline for the rollout:“Our expectation is that with the changing regulatory environment, we are hopeful and likely to be able to launch direct spot crypto. Our goal is to do that in the next 12 months."The move comes at a time when many traditional financial institutions are increasingly adopting crypto or offering digital asset products to their clients.