Crypto Regulations in Argentina 2025

In Argentina, cryptocurrency is treated as a form of digital asset, allowing trading, storage, and usage without major restrictions. To ensure the safe and secure use of crypto, the Argentine federal government has implemented important regulations governing its use, including a VASP license, registration, and strict compliance with AMK and CFT. In 2025, Argentina is actively implementing a regulatory framework for crypto to enhance oversight and align with global standards. Major Crypto Regulations in Argentina 2025April 14, 2025 – Cepo CambiarioThe Argentine government lifted most currency controls, also known as “cepo cambiario”, allowing individuals to buy US dollars without restrictions. This deregulation extended to transactions involving cryptocurrency, expanding liberalization of foreign exchange. March 14, 2025- Resolution 1058/2025The rule was issued by the National Securities Commission (CNV) to establish a mandatory registration system for virtual asset service providers (VASPs). It also seeks to align Argentina with global anti-money laundering (AML) and counter-terrorist financing (CFT) standards recommended by the Financial Action Task Force (FATF). The full regulatory framework will take effect on December 31, 2025. The deadline for registration of entities is as follows: Individuals– before July 1, 2025; Legal bodies in Argentina– before August 1, 2025; Foreign legal entities– before September 1, 2025. Timeline of crypto regulations:Date Law/ RegulationsDetails July 18, 2024Decree 640/2024Legal framework for the tokenization of goodsMarch 25, 2024CNV resolution 994/2024Mandatory VASP registration with CNVMarch 25, 2024UIF Resolution 49/2024VASPs as UIF reporting entities, AML/CFT obligations March 14, 2024Law 27,739VASP registration, AML/CFT, phased compliance deadlineDecember 20, 2023 Decree 70/2023Legal validity of crypto contracts reaffirmed May 4, 2023Central bank banBanks decline to offer crypto services What is the Argentine Government Saying About Crypto? In 2025, the Argentine government took a progressive stance towards cryptocurrency, recognizing it as a digital asset. President Javier Milei’s administration has fostered this environment by initiating new legislation to encourage the growth of the cryptocurrency sector. The government’s key focus is:Allowing regulated use in transactions and contracts of cryptoEnsure security and consumer protection within the crypto market Promotion of crypto adoption and investment in digital assets as part of the broader economy. Crypto Tax in Argentina 2025Important note: Crypto is an intangible property, so holding crypto is not taxed, but profits or income from transactions are taxable, aligning with fiscal modernization efforts. Tax reporting: The Financial year runs from January 1 to December 31, and tax returns are due by June 30 of the following year. Crypto tax can be reported through AFIP’s online tax portal. Tax type Tax rateTax applicability Capital gains tax (CGT)15%Profits from selling/ exchanging cryptoIncome tax5% to 35%Earnings from mining, staking, and paymentsPersonal property tax0.25%- 1.25%Year-end value of crypto holdings VAT21%Crypto is used to buy goods and services International transfers 5% -15%Cross-border crypto transactions.Crypto License in Argentina There are no specific licenses in Argentina for crypto businesses; only the Virtual Asset Service Provider (VASP) registration is required to operate. The Resolution General 994/2024 defined the VASP, while Ley 277739 specified the regulatory (CNV) and functions of VASPs. All crypto companies must register if their transaction volume exceeds 35,000 UVA (approx $29,246). Exemptions for monthly volume below this threshold are also available. Penalty: Failure to register can result in the disqualification of the crypto platform and cease it from operating. Under Ley 27739, the VASP can engage in: Exchange of virtual assets for fiat currencies.Exchange of one virtual asset for another.Transfer of virtual assets.Custody and management of virtual assets.Financial services related to virtual assets offerings and sales. Crypto Adoption In ArgentinaUser penetration rate: The crypto user penetration is expected to be 22.80% in 2025 and is projected to increase to 23.80% by 2026. The number of users in the crypto market is expected to reach 10.95 million by next year.Crypto revenue: The current projected crypto revenue is estimated to reach US$940.9 million in 2025. As the crypto market is growing rapidly in the region, the estimation for 2026 is growing at a rate of 16.02%, depicting US$1.1 billion crypto revenue by 2026. Crypto holdings: The Argentine government has not disclosed its crypto holdings yet; policies are prioritizing creating a framework for crypto regulations to protect investors and consumers. ConclusionArgentina’s recent policies and the government’s active efforts in the crypto space have promised further exploration of blockchain tokenization and open finance. The country is fully supporting high fintech adoption to balance security with modernization. The primary goal of the government is to establish a better digital framework to boost the economy with cryptocurrency and other digital assets.FAQsIs cryptocurrency legal in Argentina in 2025? Yes, crypto is legal but not considered legal tender. It’s regulated for taxation and anti-money laundering purposes. How is crypto taxed in Argentina? Crypto gains are taxed up to 15% for individuals and 25–30% for legal entities based on residency and income source. Can you mine cryptocurrency legally in Argentina? Yes, crypto mining is legal and popular due to Argentina’s low-cost, subsidized electricity. Are banks allowed to offer crypto in Argentina? No, Argentina’s central bank banned unregulated crypto services in traditional banks in May 2022.