XRP News: Ripple Receives Full MiCA CASP Authorization in Europe

Ripple has received full authorisation of its Crypto Asset Service Provider licence from Luxembourg’s financial regulator, completing the two-part regulatory structure that makes it one of the very few digital asset companies to be fully compliant under the European Union’s Markets in Crypto-Assets regulation.The authorisation from Luxembourg’s Commission de Surveillance du Secteur Financier, announced on Monday, follows the preliminary approval Ripple received in June. Combined with the EU Electronic Money Institution licence the company obtained from the same regulator earlier this year, the approval means Ripple can now offer its complete end-to-end crypto payments infrastructure to financial institutions, fintechs and corporates across all 30 countries of the European Economic Area through a single integration.The CASP licence authorises firms to provide crypto asset services on behalf of clients including exchange, transfer and custody. Together with the EMI licence, European banks and corporates can now access Ripple’s full payment stack, covering collection, exchange and pay-out functions, within a single regulated framework for the first time.“This CASP authorisation means Ripple enters the post-transitional MiCA era fully compliant and ready to scale,” said Cassie Craddock, Managing Director for UK and Europe at Ripple. “The institutions we work with across Europe are looking to build their digital asset services alongside regulated partners, and Ripple is licensed and ready to meet that demand.”The approval adds to a global portfolio of more than 75 regulatory licences, positioning Ripple among a small number of digital asset firms that have achieved full MiCA authorisation since the regulation came into effect. MiCA establishes a unified licensing framework across EU member states, replacing the patchwork of national regulations that previously required separate approvals in each country.Ripple’s European client base already spans some of the region’s largest financial institutions, and the company has been expanding its presence across major payment corridors in the region. The combined CASP and EMI permissions give those clients and prospective partners the regulatory certainty they require before committing to digital asset infrastructure at institutional scale.Brad Garlinghouse Brad Garlinghousehttps://app.coinpedia.org/bgarlinghouse at Ripple Brad Garlinghouse is an American businessman and a major crypto influencer. He is the CEO of Ripple Labs, which offers cryptocurrency and blockchain solutions. Brad has also worked at Hightail, AOL, and Yahoo in prominent positions.Ripple Labs has backed several blockchain startups and investors to grow decentralized finance. Brad sees crypto as a tool for financial freedom and has worked with other influencers in this regard.Quick FactsFull Name Bradley Kent Garlinghouse Birth 06-02-1971, in Topeka, Kansas Nationality American EducationBachelor's degree in Economics, MBA from Harvard Business School. Net Worth $10B (Refer here)Ripple's native token, XRP is among the top digital assets. As per CoinGape, Brad's company has $100 billion worth of XRP tokens in its reserve. This will help further innovation in Web3 and blockchain projects. As per reports surfing on Binance’s blog, Brad Garlinghouse may step down as CEO of Ripple to join the Crypto Advisory Council, which is led by President Trump. This significant event will boost the adoption of decentralized finance and blockchain growth.Brad Garlinghouse: Trivia2007: Served as Senior VP at Yahoo!, heading communications and consumer products. 2012: Became CEO of Hightail, leading digital file-sharing innovations. 2015: Joined Ripple as COO to push blockchain adoption in cross-border payments. 2017: Became CEO of Ripple, driving XRP adoption and blockchain partnerships. 2020: Led Ripple’s defense against the SEC lawsuit over XRP’s security status. 2021: Expanded Ripple’s ODL (On-Demand Liquidity) network for global crypto payments. 2023: Got a partial success against the SEC, declaring XRP as not a security. 2024: Continue leading Ripple in CBDC collaborations and global blockchain finance. 2025: May join Trump's Crypto Advisory Council to set regulations. Notable Works & Achievements by Brad GarlinghouseYear Achievements Details 2003 Wrote the 'Peanut Butter Manifesto' at Yahoo! Highlighted Yahoo!'s lack of focus in operations. 2015 Joined Ripple as Chief Operating Officer Took measures to integrate blockchain technology into banking systems. 2017 Appointed CEO of Ripple Expanded Ripple's global partnerships, enhancing cross-border payment solutions. 2020 Named in Forbes' List of Wealthiest in Cryptocurrency Recognized for significant contributions to the crypto industry. 2023 Legal Victory in SEC vs. Ripple Case Achieved a favorable ruling impacting cryptocurrency regulations. EntrepreneurInvestorChief Executive OfficerBoard Member https://www.facebook.com/bgarlinghousehttps://www.linkedin.com/in/bradgarlinghousehttps://www.instagram.com/bgarlinghouse/?hl=en