Key facts: XRPUSD $1.07; 2026 $2.7/$7.9/$23; Court not security; $125M

End‑2026 XRPUSD scenarios: conservative $2.71, realistic $7.90, bull $23.00 per XRP, based on market caps $4.2T, $7T, $12T and dominance 4%, 7%, 12%.XRPUSD spot CFD traded near $1.08. Court ruled XRP not a security but flagged $728.9M in institutional sales as securities violations; Ripple settled for $125M in 2024; ~4,000 sworn holders cited.XRPUSD trades near $1.06–$1.08 with selling pressure. Key resistance at $1.10; traders watch for a sustained break above or continued range-bound action.