Kamino: Fixed Rates introduce fixed-rate lending - Q3 2026

Kamino Fixed Rates introduces fixed-rate architecture tied to the protocol's existing credit infrastructure, extending its lending design beyond variable-rate borrowing.The structure could give borrowers more predictable repayment terms than variable-rate credit, which may make Kamino more suitable for users managing financing costs over a defined period. It also broadens the protocol's lending architecture without requiring a separate credit system.The announcement establishes availability of the architecture, but does not by itself demonstrate borrower adoption or a market effect. Its practical value will depend on how the fixed-rate design operates within Kamino's existing credit infrastructure and how widely users choose it.. deposit base is rapidly diversifying beyond SOL/BTC.Less concentration, more markets and a much larger addressable opportunity…